NYC Car Accident Lawyer
Fighting for injured car accident victims throughout New York City
Experienced NYC Car Accident Representation
Car accidents in New York City happen every day. With millions of vehicles, pedestrians, and cyclists sharing crowded streets, collisions are unfortunately common. When you're injured in a car accident due to another driver's negligence, you have the right to seek compensation.
New York's no-fault insurance system can be confusing. While your own insurance covers initial medical bills, serious injuries allow you to file a lawsuit against the at-fault driver for full compensation including pain and suffering.
Gammons Injury and Malpractice Lawyers, P.C. has extensive experience handling car accident cases throughout all five boroughs, Nassau County, and Westchester County. We deal with insurance companies, investigate accidents, gather evidence, and fight to recover maximum compensation for our clients.
Common Types of Car Accidents
Rear-End Collisions
Following too closely, distracted driving, or sudden stops causing rear-end impacts
Intersection Accidents
Running red lights, failure to yield, illegal turns at busy NYC intersections
Side-Impact Collisions
T-bone accidents often causing serious injuries to vehicle occupants
Head-On Collisions
Wrong-way driving or crossing center lines resulting in catastrophic injuries
Multi-Vehicle Accidents
Chain reaction crashes involving multiple vehicles on highways and busy streets
Hit and Run Accidents
Drivers fleeing the scene after causing accidents, requiring uninsured motorist claims
Common Causes of Car Accidents
Most car accidents are caused by driver negligence, including:
Distracted driving (texting, phone use)
Speeding and reckless driving
Drunk driving (DUI/DWI)
Running red lights or stop signs
Failure to yield right of way
Following too closely (tailgating)
Unsafe lane changes
Driving in poor weather conditions
Fatigued or drowsy driving
Aggressive driving and road rage
If another driver's negligence caused your accident, you have the right to seek compensation for your injuries, lost wages, and pain and suffering.
Understanding New York's No-Fault Insurance Law
How No-Fault Works
New York's no-fault system requires your own insurance to pay up to $50,000 for medical expenses and lost wages, regardless of who caused the accident. This provides quick access to benefits without proving fault.
Filing a Lawsuit for Serious Injuries
If you suffer a "serious injury" as defined by New York law, you can file a lawsuit against the at-fault driver to recover additional compensation including pain and suffering, which no-fault insurance doesn't cover.
What Qualifies as a Serious Injury
Serious injuries include death, dismemberment, significant disfigurement, fractures, permanent loss of use of a body part, significant limitation lasting at least 90 days, and other substantial injuries defined by statute.
Insurance companies often try to minimize injuries to avoid paying claims. An experienced attorney can document your injuries, work with medical experts, and prove you meet the serious injury threshold.
What to Do After a Car Accident
Check for Injuries & Call 911
Safety first. Check if anyone is injured and call 911. Get medical attention even if you feel fine—adrenaline can mask injuries.
Document the Scene
Take photos of vehicle damage, the accident scene, road conditions, traffic signs, and any visible injuries. Get contact information from witnesses.
Exchange Information
Get the other driver's name, contact information, insurance details, and license plate. Do not admit fault or apologize—these statements can be used against you.
File a Police Report
Always get a police report, especially in NYC. This official documentation is crucial evidence for your case.
Notify Your Insurance
Report the accident to your insurance company to start your no-fault benefits. Provide only basic facts—don't give recorded statements without consulting an attorney.
Contact an Attorney
Consult an experienced car accident attorney who can protect your rights, deal with insurance companies, and maximize your compensation.
Frequently Asked Questions
What should I do immediately after a car accident in NYC?
First, check for injuries and call 911. Get medical attention even if you feel fine—some injuries appear later. Exchange information with other drivers, take photos of the scene and damage, get witness contact information, and file a police report. Do not admit fault or sign anything from insurance companies before consulting an attorney.
How long do I have to file a car accident lawsuit in New York?
In New York, you generally have three years from the date of the accident to file a personal injury lawsuit. However, if you're suing a government entity, you may have as little as 90 days to file a Notice of Claim. Contact an attorney immediately to protect your rights.
What is New York's No-Fault insurance law?
New York is a no-fault state, meaning your own insurance pays for medical expenses and lost wages up to $50,000 regardless of who caused the accident. However, if you have a 'serious injury' as defined by law, you can file a lawsuit against the at-fault driver for pain and suffering and other damages.
What is considered a 'serious injury' under New York law?
New York law defines serious injury as death, dismemberment, significant disfigurement, fracture, permanent loss of use of a body organ or function, permanent consequential limitation of use of a body organ or system, significant limitation of use of a body function or system, or a medically determined injury preventing you from performing substantially all daily activities for at least 90 of the first 180 days after the accident.
What compensation can I recover in a car accident case?
You may recover medical expenses, lost wages, future medical care, loss of earning capacity, pain and suffering, property damage, and in wrongful death cases, funeral expenses and loss of companionship. The amount depends on injury severity, liability, and insurance coverage.
Why Choose Gammons Injury and Malpractice Lawyers, P.C.?
NYC Accident Experience
We know New York's unique traffic laws, no-fault system, and how to navigate insurance company tactics specific to NYC cases.
Thorough Investigation
We investigate accidents, obtain police reports, review medical records, interview witnesses, and work with accident reconstruction experts when needed.
Deal With Insurance Companies
Insurance adjusters try to minimize payouts. We handle all communications and negotiations to protect your rights and maximize your recovery.
No Fees Unless We Win
We work on a contingency fee basis—you pay nothing unless we recover compensation for you.
Available 24/7
Available 24/7. Call us immediately after your accident—timing matters.
Local Representation
Serving all five NYC boroughs, Nassau County, and Westchester County with personalized, local representation.
Injured in a Car Accident? Call Now
Don't wait. Contact us immediately for a free consultation. We're availableAvailable 24/7 to protect your rights.